“Time is the friend of the wonderful company, the enemy of the mediocre”. It is the perfect time to recall this wonderful quote by Warren Buffett. Interpreting a fine thought itself is an art. A company which did wonderfully in a growing economy may well fall into bad times when…
Investing defensively can be hugely beneficial in uncertain times like the present. This would mean changing one’s risk choices and return expectations. This is hardly going to be easy. Historically, investors always played for the highest returns at all times. In a growing economy, this strategy seemed to work for…
Wanderlust is in the millennial DNA. The millennial dream is to expand, explore, and experience through travel. The millennial bucket list is filled with places to see, things to do, and cuisines to savor. It is well known that millennials would rather spend money on travel than on a house…
What is your most precious and costly asset? Undoubtedly, it must be, your house. In case your house gets damaged or destroyed, the emotional and financial pain of rebuilding a house or reinstalling its contents is painful, difficult and tedious. Home insurance is crucial in protecting you and your house…
It is becoming increasingly clear that liquidity will be sloshing all over. China has signaled its intent to cut rates and raise liquidity. India has already raised liquidity and promises to cut rates. Both countries are letting their currencies fall. The US is acting tough on China and making trade…
When you really think about it, your life and health are your family’s biggest assets. So, what would you peg as the financial value of your life? Most of us don’t know how much we’re worth. Many believe that life insurance is important. Life insurance is a sound risk management…
As we navigate through this year’s wedding season, attending ceremonies of our close friends and relatives, one question always plays through our mind: ‘What shall we gift them? Nowadays, people already have everything.’ Or do they? Getting married is a huge shift in one’s life, both from a personal and…
That death and taxes are the only certainties of life is a cliché. Each one of us would be willing to go the extra mile to reduce our tax liability. Insurance is the way to gain financial security and tax! Health Insurance Health insurance is a general insurance policy that…
The GDP data has been getting worse for a while. The latest Q1 data which came on Friday beat all expectations hollow on the downside. Clearly, it was a howler. The interesting point to note is the setting and drama that surrounded this release. The minister addressed a presser on…
Investment Strategy Credit risk is still present. Post IL&FS and DHFL, the quality of AAA papers have come into question. The appetite for credit risk has disappeared. Most fixed-income investors are flocking to quality. Taking some credit risk can result in higher returns – this must be taken in a…
Hi everyone, this is Namratha Jain from the financial planning team of ithought. In today’s podcast, I’m going to talk about two life insurance products – Term Insurance & Whole Life insurance and also which one is better and why. Let me help you understand by explaining what these…
When people stop spending, it is a sign of fear. When people stop investing, that too is a sign of fear. The signs of fear seemed to be spreading fast and the government knew it well. Debating whether there is a basis for such fear may not ease the situation…
