Patience really is a virtue. From the very beginning, we are taught to chase success and expect immediate results. But some things take time. If you really want to lose weight, you have plenty of options to choose from.
This is a season of information hyperactivity. We have politics, elections, conflicts, monsoon, and global volatility on our information agenda. Personality adds a bigger dimension to information. In the midst of all the hype, we are getting ready for a larger trend to develop – that is, the FII outlook…
At some point, we learn to take money seriously. Anyone who has experienced a financial crunch would know and appreciate the value of money. Some of us are lucky to have bypassed the experience but have benefitted from the wisdom of others. Yet, our actions don’t always mirror the takeaways.…
It is not unusual for investors to be disappointed when their portfolios are in red. They tend to check portfolios more often when they are near the peak or the bottom. The frequency of checking increases during both peaks and troughs. And, as luck would have it, the time lapse…
Through the course of life, our financial needs constantly evolve. Lack of proper management of these needs could result in financial anxiety. So, how can one can effectively deal with this? Here are three ways to keep financial anxiety in check. Identify financial needs: The first and foremost thing…
As the indices slowly trend lower, something else is happening in the broader markets. We are seeing a barrage of sellers in popular mid caps and small caps. The parcels are large and virtually, there are no buyers. On the other hand, sector after sector seems to be capitulating. Last…
Our day to day routines is made up of habits. Most of our daily behaviours are actually habits which we’ve developed over the years. Like drinking coffee every morning as soon as we wake up, going out for a walk after lunch, reading the newspaper, stopping for a cup of tea on the way back from work, taking the same route to work every day.
Anxiety manifests when people are not adequately prepared for certain outcomes. When it comes to investing money, everyone has their own mental math and complex process of planning for their needs. Everybody saves and plan for their financial requirements, but they often don’t know for sure how much they need.…
The easiest thing a salaried individual can get is a loan. Whether or not they genuinely need the money, banks are always ready to offer attractive loans. The subprime crisis in USA is a classic example of how banks blindly lent to borrowers. While borrowers felt great initially, their debt…
Investment Strategy: Based on the outcome of the recent RBI policy, it would make sense to revisit the investment strategy for fixed income investments. A neutral stance indicates that the behaviour of inflation and growth is uncertain. In such a situation, it would make sense to avoid duration calls and…
The week saw increased scrip level volatility and better index level stability. This paradox is increasingly becoming a trend in our markets. Indices are showing lower volatility while more constituent scrips are showing very high volatility. The closer scrutiny in the corporate governance of individual companies is clearly the…
Stepping into the workforce is an experience that brings both excitement and responsibility. It introduces one to being independent. It empowers one to get a hold on their finances and make one’s own decisions.