When it comes to wealth creation, the spotlight is often on numbers and other aspects are neglected. Financial Planning ensures that a more wholesome approach is followed. The focus of a financial plan shifts to developing financial wellbeing. Financial planning adopts a holistic view and addresses various facets. Regardless of your age or your profession, a financial plan can inculcate discipline to achieve wealth creation. As a firm, we offer comprehensive financial planning and wealth creation solutions for individuals, enterprises, and retirees. Our financial planning and investment strategy teams continuously develop wealth creation strategies that cap risk and consistently beat inflation over long periods of time.
We are proud to announce that the ithought plan won the Wise Advice Case Study Competition organized by HDFC AMC in 2019 and 2017. We have consistently ranked among India's top 4 advisors since 2016.
We have a variety of fee based financial planning services that can be customised to your needs. The pricing of each financial plan depends on the scope of work involved. Highly qualified experts work on your financial plan and an intense review process is adopted before your plan is delivered to you. The ithoughtplan provides straightforward and practical solutions that are unbiased and independent. Talk to our team to know which financial plan is suited to your needs.
Book your Consultation at just Rs. 1,180
Financial Planning Process
We follow a three-tier financial planning process:
1. TIER 1-
- A designated financial Planner collates all your data and analyses various aspects of personal finance.
- A customised plan Strategy is discussed with the subject matter experts in the team
- Utmost care is taken to ensure that your individual concerns are addressed while drafting your financial plan.
2. TIER 2-
- Your financial plan is moved to a senior financial planner for the second review.
- Our team of planners ensure that the analysis worked out meets your requirements
3. TIER 3-
- The final review is done by Mr. Shyam Sekhar before your financial plan reaches you.
Personal Financial Planning
Everyone has financial commitments spread across a lifetime and a financial plan keeps track of them. Financial planning helps provide adequately for these commitments. A financial plan gets you from where you are to where you want to be. A financial plan narrows in on key action items for wealth creation.
We offer comprehensive financial planning solutions that identify priorities, assess feasibility, and chart appropriate strategies for wealth creation. The comprehensive financial plan also works on asset allocation, mutual fund portfolio review, debt management, cash flow analysis, tax planning, and risk management strategies. It includes one year of continuous service with scheduled quarterly meetings.
Starting at Rs. 20,000 + taxes.
Each enterprise has unique demands and its own set of challenges to overcome. An enterprise is built around a wealth creation premise. Financial planning can empower enterprises to translate their vision into reality through a financial plan.
Financial Planning facilitates assessment of an enterprise's financial wellbeing. A financial plan provides an objective course of action for wealth creation. From experience, we know that financial planning is effective for aspiring businesses. Through financial planning an enterprise's financial wellbeing can be enhanced.
At ithought, a financial plan for enterprises is constructed in line with accounting principles of a going concern. Through the financial plan, we suggest wealth creation strategies to address financial and business risks, analyse and manage cash flows, improve tax efficiency, and identify suitable investment avenues for surplus money.
Financial plan pricing based on scope of work - get your quote now!
Your golden years should be free of financial stress. Proper financial planning could go a long way. A financial plan gets you to start in advance and factor all your commitments. A financial plan helps you consistently work towards set wealth creation targets. A financial plan enables wealth creation and financial security.
When you retire, you retire from work and not from wealth creation. Financial planning for retirement includes understanding the various financial products in your retirement portfolio, structuring sustainable cash flows from your retirement corpus, utilizing tax benefits, mitigating risks, and rebalancing asset allocation. A financial plan is a tangible output of the financial planning process that aids wealth creation.
The retirement plan will focus on building a retirement corpus from which sustainable withdrawals can be made. Financial planning with us will create a structured asset allocation, manage risks, and plan your tax saving investments to serve you in your golden years.
starting at Rs. 10,000 + taxes.
Tax planning is an important component of a holistic financial plan. The purpose is not limited to minimizing your tax outflow. An effective financial plan identifies available tax benefits and recommends a course of action that enhances wealth creation. Aligning tax saving investments with the investment horizon, asset allocation, and overall financial needs is essential to the financial planning and wealth creation process.
We have a thorough understanding of prevailing tax laws and associated benefits. We can assist in identifying these benefits and structuring a financial plan to facilitate wealth creation.
Young professionals may want to start their wealth creation journey by optimizing their tax saving investments.
starting at Rs. 2,500 + taxes.
Risk management is an important aspect of financial planning. Many of us own insurance policies that haven't fulfilled their purpose. If you're wondering whether you have the right insurance policies and the right insurance covers - look no further. Our insurance plan reviews the performance and cost efficiency of your insurance policies and provides insights on how much insurance you should have.
starting at Rs. 2,500 + taxes.
When left unattended, debt eats into wealth creation. There is a need for every investor to get out of the debt trap. Financial planning is the key. A financial plan manages debt and creates space for wealth creation. Our debt management service helps clients achieve financial freedom through comprehensive financial planning. We understand that a financial plan with effective debt management strategies is the cornerstone for wealth creation.
Let financial planning lead you out of the debt trap and towards wealth creation!
starting at Rs. 2,500 + taxes.
Mutual Fund Review Report
Measuring progress is essential to ensuring you are on the right track. Get a comprehensive professional review of your mutual funds with our customised report. The mutual fund review includes an assessment of your risk profile. The portfolio will be evaluated by an investment advisor on the basis of your profile, the quality of the mutual funds and their performance potential.
starting at Rs. 5,000 + taxes.
Consultation Terms & Conditions:
- Please note that you are paying for a consultation with a financial planner and not for your financial plan.
- A financial planner will contact you within a maximum of 2 working days to book a 1-hour consultation session. The consultation session with the planner will include an assessment of your financial goals and collection of personal financial information.
- Post the consultation, the financial planner will send an estimate of the financial planning fees.
- The consultation fees are non-refundable. Should you proceed with the financial planning services, the consultation fees can be adjusted against the financial planning fees if availed within one month
- You agree that the information submitted by you is accurate to the best of your knowledge.
Consultation Charges: Rs.1,180 (Inclusive of Taxes)