Patience is a virtue, but how long can you wait? It’s been almost a year since the repo rate fell to 4%. And it looks like rates aren’t in any rush to rise. Do you feel like you’ve been backed into a corner with nowhere to go? It’s time to…
Global equity markets seem to be tiring. The yields are rising in US debt markets. Exchange rates are moving swiftly and unpredictably. The dollar gained when expectations ran to the contrary on what the US government may want. Gold has remained soft for weeks on end and seems to be…
Before you begin reading this blog, spend a minute to list down your assets. Think about all the things you own and what they are worth – your house, your car, the stocks in your Demat account, etc. How far down in this list would you put your life and…
This month we bring to you a bonus episode! Samyuktha & Jayalakshmi take up where they left off in our previous podcast ‘Can Insurance Build Wealth?’. In today’s episode we touch on two most important questions – What kind of insurance is best for you? and How much insurance do…
The last year has changed our outlook towards returns, risks, and our potential. The market’s prolific rise, retail participation in the rise, and the role of index investing in this phenomenon have all led to a very confident state of mind among investors. This state of mind typifies every bull market.…
How much life insurance do we actually need? This is a question that comes to mind when one weighs their insurance options. Most of the time one is presented with general figures that don’t match exactly what they are looking for. It is often a rabbit hole of information with…
When soldiers are out at battle, they’re on high alert to act on a moment’s notice. Guns are effective only if the gunpowder is dry. The market context that we’re living through requires alertness. A correction will call for battle-ready skills. There is a risk in going ‘all-out’ now. In…
In this Podcast Samyuktha & Jayalakshmi talk about whether insurance can build wealth. Do you look at Insurance as an Investment? You’re not alone, most people do. For a lot of investors, insurance ticks the boxes of risk management, returns, and tax benefits. What happens when you combine insurance…
The budget seems to have changed the market’s view on cyclical stocks. There is a clear intent to spend our way out of the Covid economic crisis. We are now faced with the rising prospect of public investment, stable private consumption, and reforms. Disinvestment and better structural treatment of PSUs…
We’re familiar with the animal spirits of equity market cycles. We know that bulls rage on, while bears hibernate leaving market activity in a lull. But what about fixed income markets? The animals of debt markets are hawks and doves. Hawks soar high, leaving room for massive gains. Doves lay…
It is budget time. The excitement which makes its customary presence is very much in the air. Government has very little room to give more to taxpayers. It has a heavy social obligation, weak tax prospects, and poor growth prospects staring at it. The need of the hour is to…
The results season has started with a bang. The early results have been blockbusters. Several blue-chip companies have done extremely well. Even beating expectations exceeding their historic bests, or touching higher metrics on multiple parameters for a quarter. Interestingly, with the exception of a few companies, most of these blockbuster…