Rev up your engines and fasten your seat belts because we’re about to embark on a thrilling ride through the world of car insurance! Just like a high-performance vehicle requires the right fuel to unleash its power, your financial planning needs the perfect insurance coverage to ensure a smooth journey…
Are you a Resident Indian looking to explore international opportunities or make investments abroad? Or perhaps you’re a curious traveller wanting to experience the world beyond Indian borders? Whatever your motivation, the Reserve Bank of India’s Liberalized Remittance Scheme (LRS) provides a simple and hassle-free way to transfer funds for permissible current…
A new year is upon us, and with all the celebrations and vacationing now coming to a close, it is time for you to keep your finances in place, as we approach the end of the financial year. So, here is a checklist for you to keep in order. Keep…
Rishika has always wanted a destination wedding at the beach since when she was 10 years old. Now that she has started to earn, she wanted to assist her parents in funding her wedding. She knew that a destination wedding will cost a fortune, so she wanted to start building…
According to Maslow’s hierarchy of needs “Safety Needs such as Personal security and a shelter to stay” is one of the basic needs of every human being. More than a basic need, we all aspire to buy our “dream home” come what may. Purchasing a house often needs detailed planning…
Wanderlust is in the millennial DNA. Everyone has the idea of their dream vacation. Whether at a water villa in the Maldives or trekking to the top of mountains and giant peaks, we all know where we want to go. The issue, however, lies in the affordability of that dream…
Here is the transcript if you would like to read it instead: Namratha: Welcome back to Kairos, a podcast on financial planning where we talk about doing the right thing at the right time. I am Namratha from the planning team and it is good to be back on Kairos.…
FM Nirmala Sitharaman presented the much-awaited Budget, providing an impetus for growth. Budget 2022 reiterates the fact that the Indian economy is poised to grow significantly from the current levels amidst Covid uncertainties and rising inflation. There are very few changes in the personal income tax space. Long-term growth has…
The goal of retirement is to try to guarantee a target level of income ideally from retirement till death to ensure that one can maintain pre-retirement standard-of-living. There are four key questions to be asked before you plan to invest towards your retirement: How much to Save? How to Invest?…
A child comes with a lot of responsibilities for parents. All parents strive to give the best to their children and secure their child’s futures. Planning your child’s future well in advance will prepare you for many stages of your life. One way of doing this is to teach your…
Diwali is one of India’s most loved festivities. For most of us, Diwali spells joy, laughter, togetherness, and gratitude. Diwali is the time to usher in prosperity and to “bring in new” things. In the Hindu tradition, buying gold and other expensive materials is usually considered auspicious around Diwali, especially…
Arjun and Amrit joined the same company after their post-graduation 3 years ago. Now, both were planning to switch their jobs for better career prospects. The new job offered higher pay, with other benefits. While Arjun planned to upgrade his car and purchase a new home, Amrit wanted to make…