As the indices slowly trend lower, something else is happening in the broader markets. We are seeing a barrage of sellers in popular mid caps and small caps. The parcels are large and virtually, there are no buyers. On the other hand, sector after sector seems to be capitulating. Last…
The interim budget was predictable. There was something for everybody who is a part of a significant voting bloc. Aside from letting the government run without interruption, the only other purpose of interim budgets is to manufacture electoral narratives. The onus of extending the ideas from an interim budget…
A vote on account is supposed to be a simple exercise. The government takes parliament’s approval for its spending needs for the first few months of the next year while the country’s elections take place. An interim budget, ventures to go beyond that and actually make more detailed projections for…
If you have an advisor, it is quite common for you to hold your advisor accountable for your returns. While this is your legitimate right, it still has to be handled judiciously. But, if you were your own decision maker or a do-it-yourself investor then would you give yourself a…
A mutual fund is an investment tool which enables people to invest money together into a professionally managed fund consisting of a pool of securities to maximise returns. There are Mutual Fund Advisors who help you pick funds suited for your needs i.e. capital appreciation, regular payouts, capital preservation, etc. It may be wise…
Optimism, to an investor, is definitely proverbial. As if that is not enough, it often is even perpetual. Rarely, do successful investors start predicting doom. As a not-so-great year is winding down, we find most investor-led narratives about 2019 to be ranging from pragmatic to optimistic. This runs contrary to…
Retirement is meant to be an enjoyable and stress-free part of your financial journey. To make the most of your retirement, you need to take advantage of time. The choices that you make in the years preceding retirement play a crucial role in determining the quality of your golden years.…
There are times when investors misread markets and there are times when they fail to read markets and simply feel lost. 2018 was more a year of the first type. 2019 runs the risk of falling under the latter kind. As US markets keep hitting new lows, investors in India…
Managing one’s own finances seems straightforward. You just need to spend less than you earn and set aside some money for the future. Yet, we all know someone in a financial crisis. Does it always boil down to bad luck or fate? Surprisingly, in most cases, the lack of proper…
In an effort to deepen debt markets, SEBI has mandated that large corporates should raise 25% of their borrowings from the debt market. Large corporates are listed companies who have outstanding long-term debt of more than Rs. 100 Crores and a credit rating of at least AA. When it comes…
The markets were expected to fall. Electoral reversals and the surprise resignation of the RBI governor came together to stun markets. Surprisingly, our market shunned these fears and swiftly moved on. Why did this happen? Indian macros are clearly improving – low inflation, soft oil prices, and better rupee valuation…
The extension of single party rule in India is now clearly off our radar. The 2019 general elections will be won on the strength of alliances. Obviously, the ruling party will need to reboot its strategy while the opposition suddenly seems to have begun its preparation earlier. As investors, we…
