Investors are constantly shifting on this judgement – are domestic and global equity markets coupled or decoupled? FII flows tend to swing wildly and frequently, and they keep testing the prevailing hypothesis. When we think we are coupled, global fund flows into India spring a surprise on us. While global…
This is a season of information hyperactivity. We have politics, elections, conflicts, monsoon, and global volatility on our information agenda. Personality adds a bigger dimension to information. In the midst of all the hype, we are getting ready for a larger trend to develop – that is, the FII outlook…
It is not unusual for investors to be disappointed when their portfolios are in red. They tend to check portfolios more often when they are near the peak or the bottom. The frequency of checking increases during both peaks and troughs. And, as luck would have it, the time lapse…
As the indices slowly trend lower, something else is happening in the broader markets. We are seeing a barrage of sellers in popular mid caps and small caps. The parcels are large and virtually, there are no buyers. On the other hand, sector after sector seems to be capitulating. Last…
The interim budget was predictable. There was something for everybody who is a part of a significant voting bloc. Aside from letting the government run without interruption, the only other purpose of interim budgets is to manufacture electoral narratives. The onus of extending the ideas from an interim budget…
A vote on account is supposed to be a simple exercise. The government takes parliament’s approval for its spending needs for the first few months of the next year while the country’s elections take place. An interim budget, ventures to go beyond that and actually make more detailed projections for…
If you have an advisor, it is quite common for you to hold your advisor accountable for your returns. While this is your legitimate right, it still has to be handled judiciously. But, if you were your own decision maker or a do-it-yourself investor then would you give yourself a…
A mutual fund is an investment tool which enables people to invest money together into a professionally managed fund consisting of a pool of securities to maximise returns. There are Mutual Fund Advisors who help you pick funds suited for your needs i.e. capital appreciation, regular payouts, capital preservation, etc. It may be wise…
Optimism, to an investor, is definitely proverbial. As if that is not enough, it often is even perpetual. Rarely, do successful investors start predicting doom. As a not-so-great year is winding down, we find most investor-led narratives about 2019 to be ranging from pragmatic to optimistic. This runs contrary to…
Retirement is meant to be an enjoyable and stress-free part of your financial journey. To make the most of your retirement, you need to take advantage of time. The choices that you make in the years preceding retirement play a crucial role in determining the quality of your golden years.…
There are times when investors misread markets and there are times when they fail to read markets and simply feel lost. 2018 was more a year of the first type. 2019 runs the risk of falling under the latter kind. As US markets keep hitting new lows, investors in India…
Managing one’s own finances seems straightforward. You just need to spend less than you earn and set aside some money for the future. Yet, we all know someone in a financial crisis. Does it always boil down to bad luck or fate? Surprisingly, in most cases, the lack of proper…
