Money is a daunting subject for many. The earlier we get introduced to money matters, the better we handle them. So, teaching your children simple financial lessons now will go a long way in helping them in the future. Teaching kids about money is especially important if you’re going through tough…
Reasons for the market crash NIFTY 50 has fallen around 27% YTD. The sell-off has been a part of a fall across global stock markets. Several issues have culminated in a sense of panic: COVID-19, global lockdowns, and the associated global sell-off creating liquidity issues Crude oil plunge following the OPEC/Russia face-off Yes Bank rescue marginally adding to…
The falling interest rates made many investors move from debt to equity. While doing so, they chose investment instruments which were paying good dividends. Dividends became a proxy for interest. This trade worked well for little under a year. Subsequently, it has gone horribly wrong. Here is the bad news…
The heightened volatility in our markets seems unrelenting. Fear is pervasive. Every rally is getting sold. Markets are nervously scanning global indices all the time in anticipation of more bad news. While Coronavirus seems to have been contained in China, it is wreaking havoc in the western world. India is…
The Covid saga has open timelines. Economic activity is under lockdown. Stock markets are functioning. This unusual setting throws investors a peculiar problem. We now know that economic growth in 2020 – 21 is likely to be minuscule, with visible risks of even turning negative. But, the global financial system will…
The pandemic is a major concern in every corner of the world and has brought the global economy to a grinding halt. So, with so much going on, should we stop planning for our goals? Financial Planning is very crucial in these times because people are becoming financially anxious. People…
Covid-19, since it emerged in December 2019 has gone on to ravage the global capital markets. It has rapidly spread across continents, prompting governments around the world to close borders and declare a state of emergency, bringing economic activities to a standstill. In this scenario, the Dow Jones Industrial Average…
My best investing lesson was when our family started setting up a mango orchard. We went about scientifically constructing the place and the planting went fine. Then, we had unexpected weather. The plants died in numbers. We relentlessly replanted. Tended to the plants for four years with great care. The…
Financial Planning can help you at every stage of your life. Some important elements to consider in the financial planning process are contingency reserve, life and health insurance, investment horizon, etc. Let us see how financial planning can help you at different stages of your life. The 20s: If you’re…
We are coming out of the biggest roller-coaster week in Indian investing. The date, Friday 13th March, seemed almost celestially made with this destiny. The lower circuit filter hit by the index in early morning trade gave most market participants the shivers. It was a moment everybody knew could happen…
How Portfolio Management Services Work Portfolio management service (PMS) is an investment vehicle under which an investor’s portfolio is managed by a professional fund manager. The fund manager is usually a market expert or veteran in return for a fee. Portfolio management services define their investment universe and investment strategy…