You could also choose to listen to this blog – https://soundcloud.com/ithought-advisory/filing-income-tax-returns-simplified Podcast Transcript Let me get straight to the most important thing in the month of July – income tax return filings. Every one of us must be running around getting documents in place, figuring out how to file income tax…
Some battles are fought with such intensity that distinguishing the superiority of the winner becomes difficult to justify. It is challenging to decisively say that one is better than the other. Two recent battles tell us that even better players have their odd days. One was the cricket game where the…
The budget speech had long ceased to be a game changer in markets. Budgets mostly tell the story in numbers. The speech always provides optics and can at times be excruciatingly number heavy. And, the numbers are rarely complied with by the time the year ends. The story of every…
The DHFL story has been unraveling for some time in the public domain. At every stage, investor concerns have been assuaged. One begins to wonder whether this is just smoke and mirrors or if there is a way for investors to exercise prevention rather than cure in their investment decisions.…
Weeks after the election results, we saw oil prices spike and the trade wars worsen. Yet, FII flows into Indian markets held steady and India’s forex reserves hit an all-time high. Elsewhere, gold prices hit a six-year high. Clearly, something very interesting seems to be happening in currency, gold and…
Retirement planning doesn’t end when you retire. Life is full of uncertainties and retirement is no different. Post-retirement, there are few things every retiree needs to evaluate. Long term investments The purpose of a retirement corpus is to generate income for a period of at least fifteen to twenty years.…
Economic news will turn speculative in the coming weeks. We will either be sold hope or fear depending on the intent of the newsmakers. The budget will always be an event around which volatility will be more, the speculative activity will rise, guesswork will be dominant, and the excitement quotient…
Podcast Transcript As an investor and an advisor, I have had the privilege of closely interacting with thousands of people on matters relating to their personal finance. There is on running observation that keeps recurring. People who have done very well in life are often the least prepared, financially,…
Debt or fixed income investments are an integral part of any retirement corpus. This portion is meant to be safe and bring stability to the overall investment portfolio. The investor essentially acts as a lender when they choose fixed income products. So, debt investments should be made with the intent…
When you start an investment, journey counts. Given that most people aggressively start investing around market peaks, their starting point is not ideal. Most investors tend to scale up their equity investing around market peaks. While this has become a way of life, the subsequent behavioral responses matter for their…
Lakshmi and Manjunath were enjoying their golden years in Mangalore. Their evenings were dedicated to catching the sunset on the beach. Once a month they planned road trips to scenic spots along the Konkan coast. After all, Udupi, Goa, Gokarna, and Kerala were all a stone’s throw away. Manjunath enjoyed…
“In the short run, a market is a voting machine but in the long run, it is a weighing machine.” – Benjamin Graham Where are markets headed in the post-election scenario?
