Your Retirement Plan Looks Perfect on Paper. But Can It Survive Reality?
Retirement planning is not about building the perfect plan. It is about building a plan that survives imperfection. Markets deliver surprises. Inflation […]
Rural demand and Minimum Support Prices (MSP) hike
The government announced a modest 5.4% YoY increase in MSP for Kharif crops for FY27- the slowest hike since FY23. Crop-wise MSP […]
Market Is Up. Your Portfolio Isn’t. What’s Really Going On?
When the market goes up, most investors expect their portfolio to go up with it. So, when the index is going up […]
FY26 Auto Sector Wrap-Up: Premiumization and Resilience Drive a Record Year
As we closed the books on FY26, the Indian automotive industry has proven its mettle. Despite whispers of production disruptions and demand […]
Low near‑term returns often precede strong gains
Over the past two decades, the S&P BSE 500 has gone through several periods when even two‑year rolling returns have been in low single […]
Small Caps H1 FY26: Earnings not justifying Premium Valuations
Small caps are the heroes of the post-Covid cycle, massively outperforming large caps over five years. Yet H1 FY26 numbers and current […]
India’s Household Savings Puzzle: Low Mortgage Debt, High Consumption Borrowing
Two striking trends are unfolding in India’s household balance sheets. On one hand, net financial savings have plummeted to levels last seen […]
Lower for Longer!
April taught us that the RBI’s focus shifted from inflation to growth. While food inflation remained a top concern in 2024, it’s […]
Be Defensive, Stay Contrarian
The genesis for the current meltdown in Indian markets must be understood well and remembered for a long time to come. Interestingly, […]
Anchoring Bias
Podcast Transcript: My stance on mid-cap funds has been bearish in a while. After the dream run between 2013 and 2017, I […]
RBI Monetary Policy, June 2018
Monetary Policy: As the macroeconomic outlook becomes less transparent the monetary policy committee has only become more steadfast in its neutral stance. […]
Play It Safe
“Large caps look inexpensive compared to small and midcaps.” A value investing peer said this in a rather complaining tone. To investors […]