Turning market volatility into a friend requires conviction. When markets lose confidence, it translates into selling stocks without bothering about intrinsic value. The selling becomes so indiscriminate that it turns into volatility. During such times, investors must be completely focused on intrinsic value. Focusing on the intrinsic value of falling…
The twin deficit problem is not new to India. Whenever we had adverse forex flows, very high crude prices, falling exports or strong imports of non-essentials, our trade deficit would widen. When growth slowed, revenues fell, Government expenditure went out of control, tax buoyancy tax collections weakened, subsidies soared, and…
Are our markets now completely in sync with global markets? Or are we seeing FII selling even though global markets are showing strength? The answers are fairly obvious. FII selling in Indian markets is unabated. On days when the markets open higher, we see sharp selling that quickly erases the…
What is a Multi-asset strategy? Multi-asset strategy broadly refers to the use of many asset classes to diversify risk in a portfolio. Most multi-asset products contain a mix of Equity, Debt and Gold, though there are slightly more complicated products in the market that add assets like real estate to…
What is inflation? Inflation represents how much more expensive the goods and/or services have become over a specified period. It is a broad measure which indicates the overall increase in prices of consumer goods or increase in a country’s cost of living. But, it can also be calculated for any…
The markets fell without much relief throughout the week. The selling was persistent, ending the week on a very difficult note. Sales of Indian equities by FIIs exceeded a billion dollars on Friday alone. The selling is now fast spreading into the more popular parts of the market like midcap…
Here is the transcript if you would like to read it instead: Jaya: Hello all – Welcome back to Kairos – The spirit of Kairos is to talk about doing the right thing at the right time for personal finance. This is Jayalakshmi and we have Namratha – chartered accountant…
Preparation for rapid change in macroeconomic conditions is an intrinsic part of investing. Every investor must always stay reasonably prepared for big macroeconomic changes. When we talk about big change, inflation is clearly a macro factor which affects equity investing far more than other indicators. When inflation falls continuously and…
The years 2020-22 were indeed most remarkable for asset classes. We had gold prices staying in a strong band, bonds appreciating as rates fell, equity markets soaring under the swell of liquidity, and real estate melting up on the back of low-interest rates coupled with easy credit. There was a…
Here is the transcript if you would like to read it instead: Welcome to Kairos! Kairos is a personal finance podcast created by ithoughtplan in this podcast we talk about personal finance and financial planning concepts. We covered a wide range of topics which include savings, budgeting, risk management, loans…
The past month lived up to the wild card prediction “Sell in May and go away” for market traders. But, investing needs a very different mindset. It requires us to do things very different from what traders do. The time to build new positions, scale up existing positions at more…
PSUs always offer value since the markets discount the fact that Government ownership makes it hard to be nimble at decision making, especially with all the bureaucratic processes. However, a couple of PSU companies maintain a monopoly or duopoly in their industry with high entry barriers. Coal India, Power Grid…
