Does it feel like investment opportunities are flying by? Or are you worried that money is lying idle in your bank account? Worry no more! We specialise in helping you find your best fit.
We believe that asset allocation is the best way to achieve your wealth creation objectives. At ithought, you can pick from a range of equity, fixed income, and mutual fund advisory services. If you’re a DIY investor, you can sign up for an ithought investment review to get a professional opinion on your portfolio.
The ithought approach works best for investors who have at least Rs. 50 Lakhs to start with and can scale up consistently. Our model is progressive, oriented towards the long-term, and follows an incremental approach.
|Equity advisory (shares, ETFs, and MF)
||1.5% p.a. of AUA
|Debt advisory (Mutual Funds)
||0.5% p.a. of AUA
|Investment Review Services
||AUA Based Fee
* All fees are exclusive of applicable taxes
Investing In Equity Funds
We take vanilla products and curate a unique investment journey. Our process works on minimizing investment risk. We achieve this by following a contrarian style that allows us early entry into attractive themes. The ithought process naturally takes to value investing. This ensures that we cap the downside and optimise the upside.
Our process has stood the test of time. Take a look at our approach to investment opportunities in the last market cycle. We customise investment advice to suit your risk profile, investment objectives, and investment horizon.
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Your investment journey with ithought will be nuanced and aligned to the future. For us, past performance is not an indicator of future potential. We identify thematic investments to help you achieve your wealth creation objectives.
Exchange Traded Funds (ETF) and Stocks
We understand equity and the role it plays in an investor’s financial wellbeing. Equity is the best asset class to compound wealth in the long run. We complement our equity mutual fund advisory service with exchange-traded funds and shares. Tactical allocation to ETFs and stocks ensures impactful investing.
Investing In Debt Funds
Despite being more tax-efficient, accessible, and remunerative than fixed deposits, conservative investors are wary of debt mutual funds. Many have learned the hard way that credit ratings are not sacrosanct and that debt funds are nothing like fixed deposits. SEBI’s reclassification of mutual fund categories has helped clear the air. But products and categories are still nuanced because debt as an asset class works in cycles.
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The role of fixed income is to protect capital and preserve wealth. No fixed income product is “hold to eternity”. You can no longer buy an investment and forget about it. Instead, you can choose us as an adviser and sleep better at night.
Know More about our approach to fixed income →
ithought Investment Review
No wealth creation journey is complete without investment reviews. A review allows you to take stock of where you stand and assess the next steps. Investment reviews are critical for course corrections and navigating market events. The key advantages of an ithought investment review are:
Reviewing & Rebalancing
Take the time to assess the quality of your investments and analyse the allocation to assets in your portfolio. Investment reviews allow you to redirect investments into more productive avenues.
The power of compounding kicks in when we stay invested. The sure-shot way of staying invested is to stay true to one’s risk profile. At ithought we assess your risk appetite – the desire to take a risk and your risk capacity – the ability to take risks. This gives us a holistic picture of your risk profile.
Often, investors select funds based on their track records. We want some assurance with respect to performance. However, markets work in cycles. Leaders of one cycle may be subdued in the next cycle. At ithought we look beyond past performance and fund ratings. We assess performance potential based on quality and valuations.
Your investment portfolio may consist of stocks, bonds, deposits, and mutual funds. The ithought review covers all these wealth creation elements. We objectively evaluate your investments and advise you to act on your portfolio. Our advice is customised to your risk profile and investment objectives.
Review your portfolio today to build a portfolio for tomorrow!