Our day to day routines is made up of habits. Most of our daily behaviours are actually habits which we’ve developed over the years. Like drinking coffee every morning as soon as we wake up, going out for a walk after lunch, reading the newspaper, stopping for a cup of tea on the way back from work, taking the same route to work every day.
Stepping into the workforce is an experience that brings both excitement and responsibility. It introduces one to being independent. It empowers one to get a hold on their finances and make one’s own decisions.
Why is it so hard to talk about money? Money is a very personal thing. Most people don’t like to openly discuss money matters. Many people shy away because they don’t want to disclose their portfolio…
Podcast Transcript Teaching is seen as the finest form of giving. Sharing what one knows is the noblest thing. Which is why we call teaching a noble vocation. Teaching helps us learn several subjects. Subjects have syllabi that can be taught to a method. Investing is not a subject. It…
Podcast Transcript If you are in your 20’s, doing the most interesting things at work, exploring new things in life, using technology to prove your mettle, trying to be very different from your Parents generation, this is for you. Today you are called a Millennial. But, the idea is…
Podcast Transcript Now that the noise and din have settled down a bit, let us try and think of what the future holds for us. In this podcast, I try to look at three things. Leadership Lead indicators and Long-term investing. Leadership matters the most. Whether for the government,…
Podcast Transcript Mindful investing can at first glance sound abstract. When we define different ways of investing, we mostly find empirical ways of describing them. We quantify why we want to do something. We are able to rationalize our thoughts clearly through numbers. That makes it easy to reason.…
Podcast Transcript 2018 is turning out to be a difficult year for many among us. Most investors have not seen their portfolios stay above cost. Most portfolios have lost money. This very much applies to mutual fund portfolios as well. In fact, the losses seem to be higher for…
Podcast Transcript: I met a friend after long years. He had been around the world, worked in many countries, and seen the best and worst of the oil booms. In fact, he worked in that sector and was slowly getting ready to retire. We go a long way…
Podcast Transcript The markets are hitting new highs. But my advisor says, “Think long term”. I asked him if we need to book some profits. He says “Do nothing, just let the investments stay.” Friends, keep bringing up these conversations more frequently these days. The problem with…
Podcast Transcript How we develop conviction matters. Everybody agrees that the quality of conviction will determine many things- how we translate conviction into investments, how we allocate money into an investment, and how we hold onto the investment. Generating conviction, growing conviction, preserving conviction and translating conviction are four…
Podcast Transcript When we find valuations at extremes, it usually is at the most difficult time. We struggle to decide how to deal with them. Mostly, amongst us, the risk averse find it convenient not to deal with them. We find it natural to do nothing. We avoid them. Our…