The interim budget was hardly an event. There was hardly much given away as freebies, concessions or incentives to voters on election eve. On the policy and taxation front, the budget assured continuity. Beyond giving the assurance of continuing to work for the poor, farmers, women and youth, the budget…
It’s time we understood the mechanics of fixed-income markets. How do the fixed-income markets work? What makes bond investors tick? Why is everyone banking on an interest rate cut? And will rate cuts finally give investors what they want? While everyone believes that interest rates influence investors, it’s yields that…
Investor behaviour in SIP programs is a good indicator of behaviour, expectations, and conviction. If you look at where investors would start a SIP without the slightest hesitation, you will be surprised by how much that choice is driven by recency bias. While every investor knows that applying recency bias…
The rising froth in the PSU space only showcases the extremities of investment behaviour. We are prone to swing to the other extreme when we remain too long at one extreme. This is exactly what we see in the PSU trade. Cut to 2001. We were just recovering from the…
Why does Gold have relevance today? When human civilization was evolving from a hunter-gatherer to include farming and other activities. There was a need to move into a social community with each one specializing in their profession. It started the barter system of exchanging goods and services, but it came…
Searching actively for new ideas in a broadly overvalued market does not mean compromising on our investment principles. Active pursuit of investment opportunities is a constant activity for investors, professionals and individuals alike. There is no escaping that activity. But performing that activity responsibly is the duty of every one…
All About Small Caps Hello, investors! If you’ve been watching India’s stock market, you’ve probably noticed the excitement around small-cap stocks. The recent surge in these stocks has been a wild ride. But what’s behind the buzz? And what does this mean for you? Well, let’s break it down. The…
When it is very easy for companies to raise capital, it is also the best time for investors to take out capital. The excessive liquidity sloshing all over a sector or theme makes it possible to both raise capital as well as release capital. What we are seeing in our…
According to the 2011 Census, there are 21 Lakh people with multiple disabilities and 15 Lakh people with intellectual disabilities. Battling these disabilities calls to the importance of having a health plan. Private health plans can cost a chunk in terms of premiums or might have a minimum cover limit.…
Happy New Year and welcome to our first outlook for 2024! 2023 turned out to be quite the year for multi-asset investing. LiveMint publishes an annual asset allocation quilt containing the top ten asset classes. 2023 was remarkable, in the sense that all asset classes did well. On an…
Expectation setting is a very intrinsic part of investing. Setting our expectations correctly prepares us better to face market volatility. This is all the more crucial when we exit a hugely productive year of investing. The natural tendency would be to expect a similar year after a hugely successful one.…
As we welcome a new year, a fresh outlook is always important. Let’s look at the opportunities and threats in the upcoming year for equity market investors. Union Budget and General Election The Union budget is usually the first major domestic event that we look forward to. The general elections…